The 3 Factors That Have the Biggest Impact on Your Home Insurance

September 29, 2016



Although your homeowner's insurance may seem like an unnecessary expense at times, it is an invaluable safeguard.


Property and casualty risk research firm ISO -- Verisk Analytics states 5.3 percent of all insured homes made a claim in 2014. In addition, the Insurance Information Institute (III) and SNL Financial reported that the incurred losses for homeowner's insurance in the United States totaled $39.84 billion in 2014. This data indicates that even though only a small percentage of homeowners submit home insurance claims, the overall costs associated with these claims can be substantial.


Clearly, home insurance can make a world of difference for homeowners, but that does not mean you should be forced to break the bank to find the proper coverage...


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