The 3 Factors That Have the Biggest Impact on Your Home Insurance

September 29, 2016

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Although your homeowner's insurance may seem like an unnecessary expense at times, it is an invaluable safeguard.

 

Property and casualty risk research firm ISO -- Verisk Analytics states 5.3 percent of all insured homes made a claim in 2014. In addition, the Insurance Information Institute (III) and SNL Financial reported that the incurred losses for homeowner's insurance in the United States totaled $39.84 billion in 2014. This data indicates that even though only a small percentage of homeowners submit home insurance claims, the overall costs associated with these claims can be substantial.

 

Clearly, home insurance can make a world of difference for homeowners, but that does not mean you should be forced to break the bank to find the proper coverage...

 

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